Australia is in the grips of cost-of-living crisis which poses a threat to the financial stability of many, with high…

Mortgage stress is never far from the news in Australia. With years of historically low-interest rates and a booming property…

University students will feel the pinch even more as the indexation rate applied to HECS–HELP loans has jumped from 1…

There is so much pressure to buy a home to enter the property market these days that renters could be…

In a recent article on how renters can avoid fear of financial failure we referred to the pressure people feel…

In part 1 of this series on disorganised finances we looked at the importance of paying attention to your personal…

There’s a tough but essential reality to face with your personal finances if you ever want to improve your situation….

In the first part of this series, we examined the mindset problem that can plague renters: fear of financial failure…

Whether or not it’s always true, renting your home rather than owning it is seen as a marker of financial…

What if there was a simple way to change our damaging spending patterns? Just not spending any money at all…

Most of us recognise the importance of setting goals, but what happens when we break promises to ourselves and a…

The humdrum feelings we get from returning to work after a holiday, that ‘back to reality feeling can hide complex…

The first few weeks of the New Year is one of the best times of the year in Australia. The…

Living mindfully means living in the present moment, that’s an accepted and true definition. It’s a great way to live,…

As our employers, and our own small businesses, start to focus on the coming year, it’s normal to think about…

In part 1 of our New year’s resolution articles, we looked at the importance of becoming self-aware or your financial…

If you made a New Year’s Resolution already, was it geared towards your financial wellness? If it wasn’t, or you…

Because Christmas is a time of family and giving that means it’s a time of decisions. We have to decide…

In ancient history giving gifts began as part of the ritual of worship and over the centuries it has morphed…

Who wants to buy something special for their child, partner, relative, friend or colleague at this time of year? Almost…

The tinsel and decorations might still be in a box under the stairs, but now is the time to think…

Whether we like it or not we live in a world that runs on money, especially in OECD nations. Everything…

Black Friday and Cyber Monday sales are upon us, with a marketing onslaught that can be hard to resist. The…

Your introduction to Mindfulness. Start here and learn from Sabina. Your browser does not support the audio element. Next, try…

Unexpected expenses can catch us by surprise and create feelings of anxiety or stress. If you’re faced with an unexpected…

Many of our unexpected expenses aren’t so much unexpected as they are unplanned. When you become aware of an event…

Being a mindful spender is not about restricting your spending, but being conscious of how, when and where you spend…

Being behind in payments can be very stressful and may feel overwhelming. Don’t panic! If you can’t afford to pay…

Establish which expenses are not necessary.  For example, ask yourself “if need be, where could I reduce or cut back…

Does the thought of a budget make you feel uncomfortable, stressed or restricted? Have you tried budgeting in the past…

If you’re finding it hard to make ends meet, or you do not have a surplus cashflow (i.e., you have…

Keeping a budget can allow you to: Save money; Pay off debt; Invest in superannuation and your retirement Pay off…

There are many ways to budget; they range from simple to complex, depending on your needs. Examples include: Paper-based systems…

Budgeting is an essential part of achieving any personal financial goal, however, you will find it challenging to achieve your…

The endless restrictions and lockdowns Australians experienced during the pandemic did more to us than make us want to socialise…

Even if you don’t have children, you may be aware through your friendships and networks of the burden that the…

Back in 2017 when the Financial Mindfulness journey began we asked our growing army of Facebook followers what were the…

Who doesn’t like spending money on things that they want to buy? It is during these purchases that credit cards…

The current blog tries to look into financial stress and find out solutions related to the problem. Every human being…

In a grief-stricken world by the raging pandemic, it is pretty natural that our lives have been affected in a…

Finance is a large part of a person’s life. Who doesn’t require substantial amount of money to lead a happy…

The pandemic has placed enormous pressure on the global supply chain, which has led to retailers warning goods will take…

‘Under-earning’ – that some people earn less than what they’d like to or even deserve to earn – might sound…

Losing a job is one of the most stressful things that can happen to a person. On the Holmes and…

In the second part of our financial stress webinar covering managing financial stress, we look at goals, mindfulness, and monitoring…

In the first part of our financial stress webinar covering managing financial stress, we take a detailed look with expert…

A persistent, nagging fear of money is all too real for many people. The medical word for it is Chrematophobia,…

Many elements can lead to relationship tensions and even breakdown. One of the most difficult to change can be disputes…

In the second part of our financial stress webinar series, Dr Nicola Gates provides a detailed look at measuring financial…

Right now, millions of Australians are under public health orders to stay at home in an attempt to reduce the…

Unexpected events are by definition surprising and can cause anxious feelings in most of us. Where it’s a positive surprise…

In the first part of our financial stress webinar series, Dr Nicola Gates provides a detailed look at financial stress….

Popular new payment services like Afterpay, Openpay, Zip Pay and soon, Paypal’s ‘Pay in 4’ – collectively known as ‘buy…

Financial stress is debilitating; it can add a layer of unwelcome, even toxic, distraction to everyday life. It can affect…

Despite sustained, record low interest rates, repaying a mortgage remains one of the most significant financial stressors for many Australians….

Setting up a budget is great progress in your efforts to improve your relationship with money and, ultimately, your financial…

Last week we established that budgeting isn’t easy, so you need to understand why it’s a behaviour that must be…

We have started a new financial year. Like previous financial years, new rules come into effect. From 1 July 2021,…

One crucial component within the Financial Mindfulness program is the practice of mindfulness. Mindfulness by itself isn’t the answer to…

Financial Mindfulness interviewed a dozen people in Hyde Park Sydney while gathering footage for a marketing video, every person we…

If you’ve ever persisted with a dead-end job, a loveless relationship or a university degree you quickly regretted starting, all…

Research constantly proves the point that women earn less than men. In Australia, legislation exists to promote and improve gender…

The feeling of fear and anxiety of not knowing your subject matter strikes most of us. When it comes to…

While knowledge is power, the lack of knowledge can leave us vulnerable in many areas of life. This is especially…

We all instinctively know that compulsive, mindless spending can be a problem. We see it in those around us and…

We know that divorce – the unsettling reality for one in three marriages – usually has an immense but largely…

Mindfulness, in theory, sounds great. The deal seems to be roughly this: if I sit still and listen to my…

Financial wellness has been a buzz phrase in the workplace for a few years now – with good reason. More…

It’s said that the American dream is upward mobility – the ultimate example being to become the US President. The…

A significant focus of Financial Mindfulness is the tracking and reporting of our Financial Stress Index (FSI), which allows us…

Number of Australians ‘thriving’ bounces back dramatically as Covid nears end, but worst affected still suffering Australians assessed as ‘thriving’ financially…

With a horrible year in 2020, routines have returned back to normal but 2021 hasn’t started well. David, 51 and…

We continue with our exclusive interview with the world-renowned Professor Ellen Langer. Part 1 can be found here Financial Mindfulness:…

Financial Mindfulness had the good fortune in March 2021 to secure an exclusive interview with the world-renowned Professor Ellen Langer,…

Why do we spend money to feel good now, even if it’s obviously going to have negative consequences at some…

While we look in awe at the videos of amazing robots coming out of labs worldwide on ever smarter smartphones,…

You can’t buy happiness, goes the old saying. We also know that being in poverty decreases happiness, but instinctively we…

It’s February already and in a lot of relationships that means money worries will be to the fore. It’s well…

Mindfulness has been a big buzzword for several years. The cabin-fever worry of the COVID pandemic reinvigorated mindfulness as a…

Recent studies have found women feeling considerably more financially stressed than men – but why? In the United States, a…

Call it what you will, peace of mind, inner peace, sanity, contentment, serenity – that feeling of freedom from when…

The term mindfulness is used a lot in relation to meditation and psychological therapies to describe being aware and paying…

Money worries are common. They existed before COVID-19 and now with changes in our employment and society, financial stress has…

These are the findings from the latest Financial Mindfulness Financial Stress Index (FSI) report which has tracked financial stress in…

Credit card giant Mastercard reported a major shift in consumer behaviour that has seen 44% of Aussies decrease their use…

Rapidly falling incomes, a move to card-only payments and a complete avoidance of cash is creating a “perfect storm” for…