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Tag: effects of financial stress

Posted on April 5, 2023April 13, 2024

Money and relationships

Money and relationships

Money and relationships.

Many elements can lead to relationship tensions and even breakdown.

One of the most difficult to change can be disputes or differences over money.

Continue reading “Money and relationships”

Posted on January 20, 2023April 13, 2024

New Year’s Resolution

New Year's Resolution

If you made a New Year’s Resolution, was it geared towards your financial wellness?

If it wasn’t, or you didn’t make one at all it’s not too late, in fact it’s never too late.

Continue reading “New Year’s Resolution”

Posted on October 5, 2022June 1, 2024

A detailed look at Financial Stress

A detailed look at Financial Stress

In the first part of our financial stress webinar series, Dr Nicola Gates provides a detailed look at financial stress.

Continue reading “A detailed look at Financial Stress”

Posted on September 9, 2022May 27, 2024

Money and infidelity main reasons couples divorce

In a sea of couple conflict, find stability

Money and infidelity main reasons couples divorce.

We know that divorce – the unsettling reality for one in three marriages – usually has an immense but largely immeasurable emotional impact on couples and their children.

Continue reading “Money and infidelity main reasons couples divorce”

Posted on June 16, 2022May 27, 2024

Top five reasons people get into mortgage stress

Top five reasons people get into mortgage stress

Top five reasons people get into mortgage stress.

Mortgage stress is never far from the news in Australia, with years of historically low-interest rates and a booming property market, home ownership became within the reach of millions.

Continue reading “Top five reasons people get into mortgage stress”

Posted on June 2, 2022May 27, 2024

Uni students become more debt laden

Uni students become more debt laden

Uni students become more debt laden.

University students will feel the pinch even more as the indexation rate applied to HECS–HELP loans has jumped from 1 June 2022 to 3.9 per cent (0.6% per cent in 2021), the highest rate in a decade.

Continue reading “Uni students become more debt laden”

Posted on March 31, 2022April 13, 2024

Keeping up with the Joneses

Keeping up with the Joneses

Keeping up with the Joneses.

In a recent article on how renters can avoid fear of financial failure we referred to the pressure people feel to stray into unhealthy spending patterns out of the type of peer pressure known as ‘keeping up with the Joneses’.

Continue reading “Keeping up with the Joneses”

Posted on March 10, 2022April 13, 2024

What renters can practically do to improve their finances

What renters can practically do to improve their finances

What renters can practically do to improve their finances.

In the first part of this series, we examined the mindset problem that can plague renters: fear of financial failure that comes with not owning your own home.

Continue reading “What renters can practically do to improve their finances”

Posted on January 13, 2022April 15, 2024

New Year’s Resolutions – part 2

New Year's Resolutions - part 2

New Year’s Resolutions – part 2

Continue reading “New Year’s Resolutions – part 2”

Posted on January 6, 2022May 27, 2024

New Year’s Resolutions – part 1

New Year's Resolution

New Year’s Resolutions – part 1

Continue reading “New Year’s Resolutions – part 1”

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How financially stressed are you?

Find out by completing our Financial Stress Index (FSI) now.

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Financial stress
index rating scale.

  • Never
    Did not apply to me at all
  • Sometime
    Applied to me to some degree
  • Often
    Applied to me to a considerable degree
  • Always
    Applied to me most of the time
Ok, got it

in the last month

I could not meet all my weekly expenses.

  • Never
  • Sometime
  • Often
  • Always

in the last month

I had no savings or financial safety net.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I worried about money and finances.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I felt overwhelmed by my financial obligations.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I ate more, drank more alcohol or smoked more because of my financial concerns.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I acted aggressively towards others because of my financial situation.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I found it difficult to sleep because of my financial concerns.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I think financial stress negatively impacted my relationships.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I was involved in interpersonal conflicts because of financial stress.

  • Never
  • Sometime
  • Often
  • Always
Previous FSI Result
Your FSI Result

Great you have completed the FSI as this helps to identify just how much financial stress you are experiencing. Your pattern of responses indicates that you are with your financial concerns.

To have your results emailed to you please enter your email addres


    I could not meet all my weekly expenses.

    I had no savings or financial safety net.

    I worried about money and finances.

    I felt overwhelmed by my financial obligations.

    I ate more, drank more alcohol or smoked more because of my financial concerns.

    I acted aggressively towards others because of my financial situation.

    I found it difficult to sleep because of my financial concerns.

    I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

    I think financial stress negatively impacted my relationships.

    I was involved in interpersonal conflicts because of financial stress.




    Show my FSI Result

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      I could not meet all my weekly expenses.

      I had no savings or financial safety net.

      I worried about money and finances.

      I felt overwhelmed by my financial obligations.

      I ate more, drank more alcohol or smoked more because of my financial concerns.

      I acted aggressively towards others because of my financial situation.

      I found it difficult to sleep because of my financial concerns.

      I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

      I think financial stress negatively impacted my relationships.

      I was involved in interpersonal conflicts because of financial stress.