Articles
Navigating Financial Stress in Relationships is a sensitive topic, as money is often cited as one of the top sources of stress …
Mortgage rates are a pivotal factor in the housing market and personal finance, acting as a significant influence on homeowners’ financial stability …
Impulse spending can wreak havoc on your finances, leading to unnecessary debt and financial stress. Understanding and Avoiding Impulse Spending helps to …
Managing the Cost of Living is the No. 1 concern for millions of Australians in 2024. In this article we look at …
Planning for retirement is crucial to ensuring financial stability and a comfortable lifestyle during your golden years. In this article we answer …
Struggling with credit card debt can be overwhelming, but there are strategies you can employ to pay it off faster and regain …
A good credit score is crucial for accessing financial products such as loans, mortgages, and credit cards at favourable terms. How can …
Financial anxiety is a common issue that can significantly impact your mental and physical well-being. Fortunately, there are strategies on managing anxiety …
Addressing under-earning requires a multifaceted approach encompassing both practical steps and shifts in mindset. Here are our Top Tips for Overcoming Under …
Budgeting is often viewed as a mundane task, associated with restrictions and sacrifices, but you can achieve financial success through budgeting.
The behaviour of prices after periods of high inflation can vary, but generally, prices of goods and services do not decrease significantly, …
Money, it’s a topic that permeates nearly every aspect of our lives, and has a profound impact on how we live our …
Starting a family is a significant milestone that brings joy, excitement, and new responsibilities.
One of our most important responsibilities as parents is teaching our children the skills they need to thrive; financial literacy is no …
Retirement marks a significant milestone in life’s journey—a time to reap the rewards of a lifetime of work, pursue passions, and relax …
The desire to buy a home is deeply ingrained in the Australian psyche and culture. It stems from various factors that reflect …
In a world often measured by material wealth and economic prosperity, the pursuit of happiness stands as an enduring quest, transcending boundaries …
Women and financial stress. Financial stress is a universal challenge that knows no boundaries, affecting individuals and households across the globe, in …
Achieving financial freedom is a deeply personal journey that varies greatly depending on individual circumstances, goals, and aspirations.
The shock of unexpected expenses can cause anxious feelings in most of us. Where it’s a positive surprise that speaks for itself, …
Money and relationships. Many elements can lead to relationship tensions and even breakdown. One of the most difficult to change can be …
If you made a New Year’s Resolution, was it geared towards your financial wellness? If it wasn’t, or you didn’t make one …
Last minute Christmas shopping guide Because Christmas is a time of family and giving, that means it’s a time of decisions.
Avoid impulse spending – Black Friday and Cyber Monday sales. Black Friday and Cyber Monday sales are upon us, with a marketing …
Measuring financial stress. In the second part of our financial stress webinar series, Dr Nicola Gates provides a detailed look at measuring …
In the first part of our financial stress webinar series, Dr Nicola Gates provides a detailed look at financial stress.
Money and infidelity main reasons couples divorce. We know that divorce – the unsettling reality for one in three marriages – usually …
Women and Super The disparity between men and women with employment incomes is well known and persistent. This pay gender gap causes …
Why women suffer more financial stress. Recent studies have found women feeling considerably more financially stressed than men – but why?
Under-earning and financial stress At a time when basic living costs are dramatically rising, with inflation set to hit 7 per cent …
The business case for financial wellness programs. Financial wellness has been a buzzphrase in the workplace for many years, with good reason.
Dealing with financial stress from increased cost of living. Australia is in the grips of cost-of-living crisis which poses a threat to …
Top five reasons people get into mortgage stress. Mortgage stress is never far from the news in Australia, with years of historically …
Uni students become more debt laden. University students will feel the pinch even more as the indexation rate applied to HECS–HELP loans …
Can you actually afford to buy. There is so much pressure to buy a home to enter the property market these days …
Keeping up with the Joneses. In a recent article on how renters can avoid fear of financial failure we referred to the …
Practical tips to organise your personal finances. In part 1 of this series on disorganised finances we looked at the importance of …
Applying mindfulness to disorganised finances. There’s a tough but essential reality to face with your personal finances if you ever want to …
What renters can practically do to improve their finances. In the first part of this series, we examined the mindset problem that …
How renters can avoid fear of financial failure. Whether or not it’s always true, renting your home rather than owning it is …
How a no-spend challenge can help your financial goals. What if there was a simple way to change our damaging spending patterns?
Revisiting your 2022 goals. Most of us recognise the importance of setting goals, but what happens when we break promises to ourselves …
The warning signs of compulsive shopping. The humdrum feelings we get from returning to work after a holiday, that ‘back to reality …
Enjoying the New Year in Australia The beginning of the New Year in Australia is a delightful period, however, as February approaches, …
Using mindfulness to support goal-setting. Living mindfully means living in the present moment, that’s an accepted and true definition.
Taking stock of 2021 to plan for 2022. As our employers and our own small businesses start to focus on the coming …
New Year’s Resolutions – part 2
New Year’s Resolutions – part 1
Our Guide to last minute Christmas shopping Because Christmas is a time of family and giving that means it’s a time of …
Money, relationships and stress. Whether we like it or not we live in a world that runs on money, especially in OECD …
Don’t blow your savings. The endless restrictions and lockdowns Australians experienced during the pandemic did more to us than make us want …
Pandemic put’s young families under huge financial stress. Even if you don’t have children, you may be aware through your friendships and …
Paying bills Paying bills and staying ahead. Back in 2017 when the Financial Mindfulness journey began we asked our growing army of …
Get to know simple ways of how to manage credit cards. Who doesn’t like spending money on things that they want to …
How to Reduce Financial Stress in simple ways. Every human being aspires to gain financial independence. In times such as these, facing …
Easy ways to know about Financial Stress and Mental Health are right here.
Learn quick and easy ways of how to reduce debt. Finance is a large part of a person’s life. Who doesn’t require …
What you need to know to be a mindful shopper. The pandemic has placed enormous pressure on the global supply chain, which …
Under-earning and financial stress. ‘Under-earning’ – that some people earn less than what they’d like to or even deserve to earn – …
Loss of employment. Losing a job is one of the most stressful things that can happen to a person.
Managing financial stress and mindfulness. In the second part of our financial stress webinar covering managing financial stress, we look at goals, …
Managing financial stress – Decision making, literacy, learning new skills. In the first part of our financial stress webinar covering managing financial …
Disorganised finances. A persistent, nagging fear of money is all too real for many people. The medical word for it is Chrematophobia, …
Money and relationships. Many elements can lead to relationship tensions and even breakdown. One of the most difficult to change can be …
What to do if lockdown has caused me financial stress. Right now, millions of Australians are under public health orders to stay …
How to reduce the shock of unexpected expenses Unexpected events are by definition surprising and can cause anxious feelings in most of …
Buy now pay later. Popular new payment services like Afterpay, Openpay, Zip Pay and soon, Paypal’s ‘Pay in 4’ – collectively known …
Lowering financial stress and stress in general. Financial stress is debilitating; it can add a layer of unwelcome, even toxic, distraction to …
How can we reduce mortgage stress. Despite sustained, record low interest rates, repaying a mortgage remains one of the most significant financial …
How to maintain a budget. Setting up a budget is a great step toward improving your relationship with money and, ultimately, your …
How to budget successfully. Last week, we established that budgeting isn’t easy, so you need to understand why it’s a behaviour that …
Why do a personal budget. We have started a new financial year. Like in previous financial years, new rules come into effect.
What about the financial mindfulness part. One crucial component of the Financial Mindfulness program is the practice of mindfulness.
Mythbusting our beliefs about financial stress. Financial Mindfulness interviewed a dozen people in Hyde Park Sydney while gathering footage for a marketing …
Sunk cost fallacy and mindless behaviour. If you’ve ever persisted with a dead-end job, a loveless relationship or a university degree you …
Why do women under-earn. Research constantly proves the point that women earn less than men. In Australia, legislation exists to promote and …
Ten steps to increase your financial literacy. The feeling of fear and anxiety of not knowing your subject matter strikes most of …
Why our financial literacy matters. While knowledge is power, the lack of knowledge can leave us vulnerable in many areas of life. …
New clinical help on the horizon for shopalcoholics. We all instinctively know that compulsive, mindless spending can be a problem. We see …
The cost of divorce and its impact on families. We know that divorce – the unsettling reality for one in three marriages …
Why isn’t mindfulness working for me. Mindfulness, in theory, sounds great. The deal seems to be roughly this: if I sit still …
Proving the business case for financial wellness programs. Financial wellness has been a buzz phrase in the workplace for a few years …
The Australian dream holds big financial risks. It’s said that the American dream is upward mobility – the ultimate example being to …
Key insights from the FSI report. A significant focus of Financial Mindfulness is the tracking and reporting of our Financial Stress Index …
Australians rebounding from pandemic Financial Mindfulness was reported in Money Management on its latest financial stress survey. Australians assessed as “thriving” financially …
Staggering number of Australians with less than $2000 in the bank. Financial Mindfulness was interviewed by the Daily Mail on the latest …
March 2021 Financial Stress Index (FSI) report Number of Australians ‘thriving’ bounces back dramatically as Covid nears end, but worst affected still suffering. …
Find stability with Financial Mindfulness. With a horrible year in 2020, routines have returned back to normal but 2021 hasn’t started well. …
Financial Mindfulness exclusive interview with Dr Ellen Langer – Part 2. We continue with our exclusive interview with the world-renowned Professor Ellen …
Financial Mindfulness exclusive interview with Dr Ellen Langer – Part 1. Financial Mindfulness had the good fortune in March 2021 to secure …
Graduates arrive in their careers with financial stress. Graduating from University is an exciting and rewarding experience. The prospect of being in …
Mindfulness can help you get in control of your spending. Why do we spend money to feel good now, even if it’s …
Mindfulness to remain a key part of what it means to be human in the future. While we look in awe at …
Money doesn’t make you happy, but bad debt makes you sick. You can’t buy happiness, goes the old saying. We also know …
Financial stress a perennial reason couples split. It’s February already and in a lot of relationships that means money worries will be …
Using Mindfulness practice to help reduce financial stress. Mindfulness has been a big buzzword for several years. The cabin-fever worry of the …
Financial stress and under-earning. When people think about answers to financial stress a lot of energy and attention is paid to our spending. …
Why women suffer more from financial stress. Recent studies have found women feeling considerably more financially stressed than men – but why? …
Call it what you will, peace of mind, inner peace, sanity, contentment, serenity – that feeling of freedom from when your brain …
Six great New Year’s Resolutions to improve your finances in 2021. These days we know there is a correlation between our financial …
How to stop spending too much at Christmas. Christmas is by far the busiest time of the year for shopping and many …
Happy holidays: stress less with mindfulness this Christmas. Christmas and the holidays are mostly feelgood times. At least the ideas behind them …
Want to avoid financial stress: ask yourself these questions. There’s never been so many options for accessing cash quickly as there are …
The real cost of gift-giving: financial stress – part 3. In ancient history giving gifts began as part of the ritual of …
The real costs of gift-giving: Financial stress – part 2. Who wants to buy something special for their partner, relative, friend or …
The real cost of gift-giving: Financial stress – part 1. The tinsel and decorations are still under the stairs, but now is …
Understanding the Sunk-Cost Fallacy If you’ve ever persisted with a dead-end job, loveless relationship, or regrettable university degree, hoping it will somehow …
Financial mindfulness. The term mindfulness is used a lot in relation to meditation and psychological therapies to describe being aware and paying …
Financial stress is widespread Money worries are common. They existed before COVID-19 and now with changes in our employment and society, financial …
Australians distressed and acting aggressively to others. These are the findings from the latest Financial Mindfulness Financial Stress Index (FSI) report which …
Credit card giant Mastercard reported a major shift in consumer behaviour that has seen 44% of Aussies decrease their use of cash …
Perfect storm of credit card debt brewing for Australians during COVID-19. Rapidly falling incomes, a move to card-only payments and a complete …
Stressed about your finances or your mortgage. Financial Mindfulness was covered in Yahoo Finance If you’re experiencing financial stress, you’re dealing with …
Power of Mindfulness over bad financial decision making. If you’ve ever persisted with a dead-end job or loveless relationship or a university …
Shop till you Drop. We are still on holidays, right? Well the majority of us are enjoying the holidays somewhere with our …
Financial stress behind mental health insurance claim spikes. New research reveals that financial stress is a hidden mental health trigger for Australians …
Financial stress devastating Australians, close to 1 in 3 Australians suffer from significant financial stress, which has for the first time been …
Financial stress is widespread for Australians. Financial Mindfulness released its latest Financial Stress Survey and the results showed just how much damage …
Financial stress: 9 out of 10 suffering. We asked you, our Financial Mindfulness Facebook family – across Australia, the United States and …
Mindfulness practice reduces time off work for anxiety sufferers. Working with someone who is extremely anxious isn’t always fun, but it’s worth …
The staggering costs of personal financial stress at work. For a while we’ve known that financial stress has an impact on our …
Employees want help with their financial stress. Does it strike you as strange that the biggest stressor we face isn’t talked about …
Mindfulness could complement CBT interventions for depression. Anyone who has been truly depressed understands how vast the difference is between knowing it’s …
Send yourself a valuable gift: get mindful. Why do we spend money to feel good now, even if it’s clearly going to have …
Why isn’t mindfulness working for me. Mindfulness, in theory, sounds great. The deal seems to be roughly this: if I sit still …
How mindfulness helped a bunch of chronically anxious worriers. Time magazine recently ran an article with the headline ‘how mindfulness helps you …
Good mental health a much bigger factor in happiness than money. Earlier this week Norway was named the happiest nation on earth, …
The Power of apps for improving mental health. The idea that an app could replace face-to-face doctor’s appointments or be recommended over …
When mindfulness might not work. Unless you’ve been living under a rock you will know the word ‘mindfulness’ has quite a buzz …
Proven: the power of mindfulness over bad financial decisions. If you’ve ever persisted with a disastrous job or relationship or PhD in …
The cost of divorce: unhealthy spending, retirement ‘bleak’, huge benefit and court costs.
Using mindfulness practice helps reduce financial stress and strain. The word ‘mindfulness’ seems to be everywhere these days.
Financial wellness eluding Americans: could mindfulness help. Financial stress is rife in the western world, perhaps no more so anywhere than the …
Can’t afford a comfortable retirement. A huge 47 per cent of Australians between 26 and 64 – 6.1 million people – are …
Employees want mental health at work taken seriously. Australian employers don’t understand their employees’ major life concerns, according to a study of …
Single Women Leading Men in US Home Ownership. The latest research into women’s struggles with money, Mary Pilon of Bloomberg notes, can …
Find your pulse, stop impulse buying Who hasn’t indulged in a little retail therapy from time to time, especially after a shocking …
In a sea of couple conflict, find stability with Financial Mindfulness. David and Lisa were filled with love and optimism when they …