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Tag: Financially mindful

Posted on January 20, 2023April 13, 2024

New Year’s Resolution

New Year's Resolution

If you made a New Year’s Resolution, was it geared towards your financial wellness?

If it wasn’t, or you didn’t make one at all it’s not too late, in fact it’s never too late.

Continue reading “New Year’s Resolution”

Posted on December 22, 2022April 13, 2024

Last minute Christmas shopping guide

Our Guide to Last minute Christmas shopping guide

Last minute Christmas shopping guide

Because Christmas is a time of family and giving, that means it’s a time of decisions.

Continue reading “Last minute Christmas shopping guide”

Posted on November 17, 2022May 27, 2024

Avoid impulse spending – Black Friday and Cyber Monday sales

Avoid impulse spending - Black Friday and Cyber Monday sales

Avoid impulse spending – Black Friday and Cyber Monday sales.

Black Friday and Cyber Monday sales are upon us, with a marketing onslaught that can be hard to resist.

Continue reading “Avoid impulse spending – Black Friday and Cyber Monday sales”

Posted on July 15, 2022May 27, 2024

The business case for financial wellness programs

The business case for financial wellness programs

The business case for financial wellness programs.

Financial wellness has been a buzzphrase in the workplace for many years, with good reason.

Continue reading “The business case for financial wellness programs”

Posted on June 30, 2022June 8, 2024

Dealing with financial stress from increased cost of living

Dealing with financial stress from increased cost of living

Dealing with financial stress from increased cost of living.

Australia is in the grips of cost-of-living crisis which poses a threat to the financial stability of many, with high levels of financial stress almost guaranteed for millions experiencing rising costs.

Continue reading “Dealing with financial stress from increased cost of living”

Posted on June 2, 2022May 27, 2024

Uni students become more debt laden

Uni students become more debt laden

Uni students become more debt laden.

University students will feel the pinch even more as the indexation rate applied to HECS–HELP loans has jumped from 1 June 2022 to 3.9 per cent (0.6% per cent in 2021), the highest rate in a decade.

Continue reading “Uni students become more debt laden”

Posted on March 10, 2022April 13, 2024

What renters can practically do to improve their finances

What renters can practically do to improve their finances

What renters can practically do to improve their finances.

In the first part of this series, we examined the mindset problem that can plague renters: fear of financial failure that comes with not owning your own home.

Continue reading “What renters can practically do to improve their finances”

Posted on March 3, 2022May 27, 2024

How renters can avoid fear of financial failure

How renters can avoid fear of financial failure

How renters can avoid fear of financial failure.

Whether or not it’s always true, renting your home rather than owning it is seen as a marker of financial struggle in Australia.

Continue reading “How renters can avoid fear of financial failure”

Posted on February 23, 2022June 4, 2024

How a no-spend challenge can help your financial goals

Unveiling the Power of Money Beliefs

How a no-spend challenge can help your financial goals.

What if there was a simple way to change our damaging spending patterns?

Continue reading “How a no-spend challenge can help your financial goals”

Posted on February 17, 2022May 27, 2024

Revisiting your 2022 goals

Revisiting your 2022 goals

Revisiting your 2022 goals.

Most of us recognise the importance of setting goals, but what happens when we break promises to ourselves and a goal suddenly looks unachievable?

Continue reading “Revisiting your 2022 goals”

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How financially stressed are you?

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Financial stress
index rating scale.

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    Applied to me to a considerable degree
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in the last month

I could not meet all my weekly expenses.

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  • Sometime
  • Often
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in the last month

I had no savings or financial safety net.

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  • Sometime
  • Often
  • Always
Previous

in the last month

I worried about money and finances.

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  • Sometime
  • Often
  • Always
Previous

in the last month

I felt overwhelmed by my financial obligations.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I ate more, drank more alcohol or smoked more because of my financial concerns.

  • Never
  • Sometime
  • Often
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Previous

in the last month

I acted aggressively towards others because of my financial situation.

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  • Sometime
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Previous

in the last month

I found it difficult to sleep because of my financial concerns.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I think financial stress negatively impacted my relationships.

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  • Sometime
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in the last month

I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

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  • Sometime
  • Often
  • Always
Previous

in the last month

I was involved in interpersonal conflicts because of financial stress.

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Previous FSI Result
Your FSI Result

Great you have completed the FSI as this helps to identify just how much financial stress you are experiencing. Your pattern of responses indicates that you are with your financial concerns.

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    I could not meet all my weekly expenses.

    I had no savings or financial safety net.

    I worried about money and finances.

    I felt overwhelmed by my financial obligations.

    I ate more, drank more alcohol or smoked more because of my financial concerns.

    I acted aggressively towards others because of my financial situation.

    I found it difficult to sleep because of my financial concerns.

    I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

    I think financial stress negatively impacted my relationships.

    I was involved in interpersonal conflicts because of financial stress.




    Show my FSI Result

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      I could not meet all my weekly expenses.

      I had no savings or financial safety net.

      I worried about money and finances.

      I felt overwhelmed by my financial obligations.

      I ate more, drank more alcohol or smoked more because of my financial concerns.

      I acted aggressively towards others because of my financial situation.

      I found it difficult to sleep because of my financial concerns.

      I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

      I think financial stress negatively impacted my relationships.

      I was involved in interpersonal conflicts because of financial stress.