Uni students become more debt laden
Uni students become more debt laden. University students will feel the pinch even more as the indexation rate applied to HECS–HELP loans has jumped from 1 June 2022 to 3.9 per cent (0.6% per cent in 2021), the highest rate in a decade.
Can you actually afford to buy?
Can you actually afford to buy. There is so much pressure to buy a home to enter the property market these days that renters could be forgiven for experiencing a sense of failure if they are not planning to buy.
Practical tips to organise your personal finances
Practical tips to organise your personal finances. In part 1 of this series on disorganised finances we looked at the importance of paying attention to your personal finances and how mindfulness is the ideal tool to help you make this shift.
Applying mindfulness to disorganised finances
Applying mindfulness to disorganised finances. There’s a tough but essential reality to face with your personal finances if you ever want to improve your situation.
What renters can practically do to improve their finances
What renters can practically do to improve their finances. In the first part of this series, we examined the mindset problem that can plague renters: fear of financial failure that comes with not owning your own home.
How renters can avoid fear of financial failure
How renters can avoid fear of financial failure. Whether or not it’s always true, renting your home rather than owning it is seen as a marker of financial struggle in Australia.
The warning signs of compulsive shopping
The warning signs of compulsive shopping. The humdrum feelings we get from returning to work after a holiday, that ‘back to reality feeling, can hide complex behaviours that lead to financial stress.
Using mindfulness to support goal-setting
Using mindfulness to support goal-setting. Living mindfully means living in the present moment, that’s an accepted and true definition.
Taking stock of 2021 to plan for 2022
Taking stock of 2021 to plan for 2022. As our employers and our own small businesses start to focus on the coming year, it’s normal to think about what we want personally out of life in 2022.
New Year’s Resolutions – part 2
New Year’s Resolutions – part 2