The business case for financial wellness programs.
Financial wellness has been a buzzphrase in the workplace for many years, with good reason.
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The business case for financial wellness programs.
Financial wellness has been a buzzphrase in the workplace for many years, with good reason.
Continue reading “The business case for financial wellness programs”
Dealing with financial stress from increased cost of living.
Australia is in the grips of cost-of-living crisis which poses a threat to the financial stability of many, with high levels of financial stress almost guaranteed for millions experiencing rising costs.
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Top five reasons people get into mortgage stress.
Mortgage stress is never far from the news in Australia, with years of historically low-interest rates and a booming property market, home ownership became within the reach of millions.
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Uni students become more debt laden.
University students will feel the pinch even more as the indexation rate applied to HECS–HELP loans has jumped from 1 June 2022 to 3.9 per cent (0.6% per cent in 2021), the highest rate in a decade.
Can you actually afford to buy.
There is so much pressure to buy a home to enter the property market these days that renters could be forgiven for experiencing a sense of failure if they are not planning to buy.
Keeping up with the Joneses.
In a recent article on how renters can avoid fear of financial failure we referred to the pressure people feel to stray into unhealthy spending patterns out of the type of peer pressure known as ‘keeping up with the Joneses’.
Practical tips to organise your personal finances.
In part 1 of this series on disorganised finances we looked at the importance of paying attention to your personal finances and how mindfulness is the ideal tool to help you make this shift.
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Applying mindfulness to disorganised finances.
There’s a tough but essential reality to face with your personal finances if you ever want to improve your situation.
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What renters can practically do to improve their finances.
In the first part of this series, we examined the mindset problem that can plague renters: fear of financial failure that comes with not owning your own home.
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How renters can avoid fear of financial failure.
Whether or not it’s always true, renting your home rather than owning it is seen as a marker of financial struggle in Australia.
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