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Category: Impulse Spending

Posted on July 19, 2024July 25, 2024

Understanding and Avoiding Impulse Spending

Understanding and Avoiding Impulse Spending

Impulse spending can wreak havoc on your finances, leading to unnecessary debt and financial stress. Understanding and Avoiding Impulse Spending helps to avoid financial stress. Continue reading “Understanding and Avoiding Impulse Spending”

Posted on November 17, 2022May 27, 2024

Avoid impulse spending – Black Friday and Cyber Monday sales

Avoid impulse spending - Black Friday and Cyber Monday sales

Avoid impulse spending – Black Friday and Cyber Monday sales.

Black Friday and Cyber Monday sales are upon us, with a marketing onslaught that can be hard to resist.

Continue reading “Avoid impulse spending – Black Friday and Cyber Monday sales”

Posted on February 10, 2022May 27, 2024

The warning signs of compulsive shopping

Understanding and Avoiding Impulse Spending

The warning signs of compulsive shopping.

The humdrum feelings we get from returning to work after a holiday, that ‘back to reality feeling, can hide complex behaviours that lead to financial stress.

Continue reading “The warning signs of compulsive shopping”

Posted on November 15, 2021April 14, 2024

Mindful Spending

Mindful spending

Mindful spending.

Being a mindful spender is not about restricting your spending, but being conscious of how, when and where you spend your cash.

Continue reading “Mindful Spending”

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Financial stress
index rating scale.

  • Never
    Did not apply to me at all
  • Sometime
    Applied to me to some degree
  • Often
    Applied to me to a considerable degree
  • Always
    Applied to me most of the time
Ok, got it

in the last month

I could not meet all my weekly expenses.

  • Never
  • Sometime
  • Often
  • Always

in the last month

I had no savings or financial safety net.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I worried about money and finances.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I felt overwhelmed by my financial obligations.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I ate more, drank more alcohol or smoked more because of my financial concerns.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I acted aggressively towards others because of my financial situation.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I found it difficult to sleep because of my financial concerns.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I think financial stress negatively impacted my relationships.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I was involved in interpersonal conflicts because of financial stress.

  • Never
  • Sometime
  • Often
  • Always
Previous FSI Result
Your FSI Result

Great you have completed the FSI as this helps to identify just how much financial stress you are experiencing. Your pattern of responses indicates that you are with your financial concerns.

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    I could not meet all my weekly expenses.

    I had no savings or financial safety net.

    I worried about money and finances.

    I felt overwhelmed by my financial obligations.

    I ate more, drank more alcohol or smoked more because of my financial concerns.

    I acted aggressively towards others because of my financial situation.

    I found it difficult to sleep because of my financial concerns.

    I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

    I think financial stress negatively impacted my relationships.

    I was involved in interpersonal conflicts because of financial stress.




    Show my FSI Result

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      I could not meet all my weekly expenses.

      I had no savings or financial safety net.

      I worried about money and finances.

      I felt overwhelmed by my financial obligations.

      I ate more, drank more alcohol or smoked more because of my financial concerns.

      I acted aggressively towards others because of my financial situation.

      I found it difficult to sleep because of my financial concerns.

      I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

      I think financial stress negatively impacted my relationships.

      I was involved in interpersonal conflicts because of financial stress.