The real costs of gift-giving: Financial stress – part 2

The real costs of gift-giving: Financial stress – part 2. Who wants to buy something special for their partner, relative, friend or colleague on Black Friday or this Christmas? It’s a thoughtful idea given how tough 2020 has been – with bushfires, then the COVID-19 pandemic, various lockdowns and financial stress coming at Australians in […]
The real cost of gift-giving: Financial stress – part 1

The real cost of gift-giving: Financial stress – part 1. The tinsel and decorations are still under the stairs, but now is the time to think ahead so that you don’t join millions of Australians saddled repaying holiday debt well into 2021. One of the leading pressures on many people’s already-strained financial position is the […]
Shop till you Drop

Shop till you Drop. We are still on holidays, right? Well the majority of us are enjoying the holidays somewhere with our family and friends. The hangover from Christmas and New Year is all but over, but one hangover that hasn’t left us is our credit card bill from Christmas and the so-called holiday ‘sales’, […]
Send yourself a valuable gift: get mindful

Send yourself a valuable gift: get mindful. Why do we spend money to feel good now, even if it’s clearly going to have negative consequences later? And why do we seem to make better decisions if they are planned and not impulsive? The answers are complex, but just so you really get the idea, first imagine […]
Find your pulse, stop impulse buying

Find your pulse, stop impulse buying Who hasn’t indulged in a little retail therapy from time to time, especially after a shocking day at work, or an argument with your partner? It often seems like a good time to buy a pair of new shoes perhaps, go to a movie or buy an album, a […]