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Tag: Budgeting

Posted on May 30, 2024June 1, 2024

Achieve Financial Success Through Budgeting

Achieve Financial Success Through Budgeting

Budgeting is often viewed as a mundane task, associated with restrictions and sacrifices, but you can achieve financial success through budgeting. Continue reading “Achieve Financial Success Through Budgeting”

Posted on May 22, 2024June 1, 2024

8 tips to win against the rising cost of living

Cost of living

The behaviour of prices after periods of high inflation can vary, but generally, prices of goods and services do not decrease significantly, keeping the cost of living high. Continue reading “8 tips to win against the rising cost of living”

Posted on May 9, 2024May 29, 2024

The Financial Side of Starting a Family

The Financial Side of Starting a Family

Starting a family is a significant milestone that brings joy, excitement, and new responsibilities.

Continue reading “The Financial Side of Starting a Family”

Posted on May 2, 2024May 29, 2024

How to Raise Money Smart Kids

How to Raise Money Smart Kids

One of our most important responsibilities as parents is teaching our children the skills they need to thrive; financial literacy is no exception.

Continue reading “How to Raise Money Smart Kids”

Posted on March 18, 2024April 13, 2024

The shock of unexpected expenses

The shock of unexpected expenses

The shock of unexpected expenses can cause anxious feelings in most of us.

Where it’s a positive surprise that speaks for itself, positive feelings of wellbeing usually follow.

Continue reading “The shock of unexpected expenses”

Posted on January 20, 2023April 13, 2024

New Year’s Resolution

New Year's Resolution

If you made a New Year’s Resolution, was it geared towards your financial wellness?

If it wasn’t, or you didn’t make one at all it’s not too late, in fact it’s never too late.

Continue reading “New Year’s Resolution”

Posted on November 17, 2022May 27, 2024

Avoid impulse spending – Black Friday and Cyber Monday sales

Avoid impulse spending - Black Friday and Cyber Monday sales

Avoid impulse spending – Black Friday and Cyber Monday sales.

Black Friday and Cyber Monday sales are upon us, with a marketing onslaught that can be hard to resist.

Continue reading “Avoid impulse spending – Black Friday and Cyber Monday sales”

Posted on August 11, 2022May 27, 2024

Why women suffer more financial stress

Women and Super

Why women suffer more financial stress.

Recent studies have found women feeling considerably more financially stressed than men – but why?

Continue reading “Why women suffer more financial stress”

Posted on June 30, 2022June 8, 2024

Dealing with financial stress from increased cost of living

Dealing with financial stress from increased cost of living

Dealing with financial stress from increased cost of living.

Australia is in the grips of cost-of-living crisis which poses a threat to the financial stability of many, with high levels of financial stress almost guaranteed for millions experiencing rising costs.

Continue reading “Dealing with financial stress from increased cost of living”

Posted on June 2, 2022May 27, 2024

Uni students become more debt laden

Uni students become more debt laden

Uni students become more debt laden.

University students will feel the pinch even more as the indexation rate applied to HECS–HELP loans has jumped from 1 June 2022 to 3.9 per cent (0.6% per cent in 2021), the highest rate in a decade.

Continue reading “Uni students become more debt laden”

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How financially stressed are you?

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Financial stress
index rating scale.

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  • Sometime
    Applied to me to some degree
  • Often
    Applied to me to a considerable degree
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    Applied to me most of the time
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in the last month

I could not meet all my weekly expenses.

  • Never
  • Sometime
  • Often
  • Always

in the last month

I had no savings or financial safety net.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I worried about money and finances.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I felt overwhelmed by my financial obligations.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I ate more, drank more alcohol or smoked more because of my financial concerns.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I acted aggressively towards others because of my financial situation.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I found it difficult to sleep because of my financial concerns.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I think financial stress negatively impacted my relationships.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

  • Never
  • Sometime
  • Often
  • Always
Previous

in the last month

I was involved in interpersonal conflicts because of financial stress.

  • Never
  • Sometime
  • Often
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Previous FSI Result
Your FSI Result

Great you have completed the FSI as this helps to identify just how much financial stress you are experiencing. Your pattern of responses indicates that you are with your financial concerns.

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    I could not meet all my weekly expenses.

    I had no savings or financial safety net.

    I worried about money and finances.

    I felt overwhelmed by my financial obligations.

    I ate more, drank more alcohol or smoked more because of my financial concerns.

    I acted aggressively towards others because of my financial situation.

    I found it difficult to sleep because of my financial concerns.

    I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

    I think financial stress negatively impacted my relationships.

    I was involved in interpersonal conflicts because of financial stress.




    Show my FSI Result

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      I could not meet all my weekly expenses.

      I had no savings or financial safety net.

      I worried about money and finances.

      I felt overwhelmed by my financial obligations.

      I ate more, drank more alcohol or smoked more because of my financial concerns.

      I acted aggressively towards others because of my financial situation.

      I found it difficult to sleep because of my financial concerns.

      I experienced physical symptoms (e.g., headache, nausea) when thinking about my finances.

      I think financial stress negatively impacted my relationships.

      I was involved in interpersonal conflicts because of financial stress.