Budgeting is often viewed as a mundane task, associated with restrictions and sacrifices, but you can achieve financial success through budgeting. Continue reading “Achieve Financial Success Through Budgeting”
How to Raise Money Smart Kids
One of our most important responsibilities as parents is teaching our children the skills they need to thrive; financial literacy is no exception.
New Year’s Resolution
If you made a New Year’s Resolution, was it geared towards your financial wellness?
If it wasn’t, or you didn’t make one at all it’s not too late, in fact it’s never too late.
Last minute Christmas shopping guide
Last minute Christmas shopping guide
Because Christmas is a time of family and giving, that means it’s a time of decisions.
Avoid impulse spending – Black Friday and Cyber Monday sales
Avoid impulse spending – Black Friday and Cyber Monday sales.
Black Friday and Cyber Monday sales are upon us, with a marketing onslaught that can be hard to resist.
Continue reading “Avoid impulse spending – Black Friday and Cyber Monday sales”
Dealing with financial stress from increased cost of living
Dealing with financial stress from increased cost of living.
Australia is in the grips of cost-of-living crisis which poses a threat to the financial stability of many, with high levels of financial stress almost guaranteed for millions experiencing rising costs.
Continue reading “Dealing with financial stress from increased cost of living”
Uni students become more debt laden
Uni students become more debt laden.
University students will feel the pinch even more as the indexation rate applied to HECS–HELP loans has jumped from 1 June 2022 to 3.9 per cent (0.6% per cent in 2021), the highest rate in a decade.
Keeping up with the Joneses
Keeping up with the Joneses.
In a recent article on how renters can avoid fear of financial failure we referred to the pressure people feel to stray into unhealthy spending patterns out of the type of peer pressure known as ‘keeping up with the Joneses’.
How a no-spend challenge can help your financial goals
How a no-spend challenge can help your financial goals.
What if there was a simple way to change our damaging spending patterns?
Continue reading “How a no-spend challenge can help your financial goals”
Revisiting your 2022 goals
Revisiting your 2022 goals.
Most of us recognise the importance of setting goals, but what happens when we break promises to ourselves and a goal suddenly looks unachievable?