Culling Costs
Culling Costs. If you’re finding it hard to make ends meet, or you do not have a surplus cashflow, i.e., you have more expenses than you do income.
Benefits of Budgeting
Benefits of Budgeting. Keeping a budget can allow you to:
Ways to Budget
Ways to Budget There are many ways to budget; they range from simple to complex, depending on your needs.
Setting goals
Setting goals. Budgeting is an essential part of achieving any personal financial goal, however, you will find it challenging to achieve your financial goals without budgeting.
Paying bills and staying ahead
Paying bills Paying bills and staying ahead. Back in 2017 when the Financial Mindfulness journey began we asked our growing army of Facebook followers what were the biggest financial stressors in their lives.
What you need to know to be a mindful shopper
What you need to know to be a mindful shopper. The pandemic has placed enormous pressure on the global supply chain, which has led to retailers warning goods will take longer to arrive than they would have before the pandemic.
Managing financial stress and mindfulness
Managing financial stress and mindfulness. In the second part of our financial stress webinar covering managing financial stress, we look at goals, mindfulness, and monitoring progress with expert help from Lea Clothier, a Master-certified behavioural money coach involved in the development of the Financial Mindfulness program. Part one looked in detail, decision making, literacy, and […]
Why you need to stay mindful with your use of ‘buy now pay later’ services
Buy now pay later. Popular new payment services like Afterpay, Openpay, Zip Pay and soon, Paypal’s ‘Pay in 4’ – collectively known as ‘buy now pay later’ services – perform something of a trick in the minds of consumers. The trick results in people walking out of a store with a television, a carry bag […]
How can we reduce mortgage stress
How can we reduce mortgage stress. Despite sustained, record low interest rates, repaying a mortgage remains one of the most significant financial stressors for many Australians. According to Moody’s Analytics, 20 percent of all Australian households are said to be under mortgage stress in Australia. Government figures record just over a third of Australian households has a […]
Ten steps to increase your financial literacy
Ten steps to increase your financial literacy. The feeling of fear and anxiety of not knowing your subject matter strikes most of us. When it comes to your finances, it is no different. Making financial decisions comes with consequences, both good and bad.