Introduction to Mindfulness At its core, mindfulness meditation is a practice of cultivating present-moment awareness and non-judgmental attention to our thoughts, feelings, …

Mindfulness to manage unexpected expenses Unexpected expenses can catch us by surprise and create feelings of anxiety or stress.

Planning ahead with money Many of our unexpected expenses aren’t so much unexpected as they are unplanned. When you become aware of …

Mindful spending. Being a mindful spender is not about restricting your spending, but being conscious of how, when and where you spend …

Behind in your bills. Being behind in payments can be very stressful and may feel overwhelming.

Review your Spending Establish which expenses are not necessary. For example, ask yourself ‘if need be, where could I reduce or cut …

Mindfulness for Budgeting. Does the thought of a budget make you feel uncomfortable, stressed or restricted?

Culling Costs. If you’re finding it hard to make ends meet, or you do not have a surplus cashflow, i.e., you have …

Benefits of Budgeting. Keeping a budget can allow you to:

Ways to Budget There are many ways to budget; they range from simple to complex, depending on your needs.

Setting goals. Budgeting is an essential part of achieving any personal financial goal, however, you will find it challenging to achieve your …